Clear, independent insight on UK savings and bonds.

Terms and Conditions

Last updated: 8 January 2026

These Terms and Conditions govern your use of the website elevatewealth.co.uk (the “Website”). By accessing or using the Website, you agree to these Terms and Conditions. If you do not agree, you must not use the Website.

1. About us

The Website is operated by Elevate Wealth Consultancy (“we”, “us”, “our”).

2. Purpose of the Website

The Website provides general information about fixed-term savings and bond options and may include tools such as a fixed-term investment calculator. The content is provided for general information purposes only.

We do not provide personal financial advice, investment advice, or recommendations. You should consider seeking advice from an appropriately authorised financial adviser before making any financial decisions.

3. Eligibility and location

The Website is intended for users in the United Kingdom. If you access the Website from outside the UK, you do so at your own risk and you remain responsible for compliance with local laws where applicable.

4. Definitions

  • Content: All text, graphics, data, tools, calculators, layouts, and materials on the Website.

  • Providers: Banks, building societies, bond issuers, or other third parties whose products may be referenced.

  • You / your: Any person accessing or using the Website.

5. No advice and no offer

Nothing on the Website constitutes:

  • financial, investment, tax, legal, or accounting advice;

  • an offer, solicitation, or recommendation to buy, sell, or hold any product; or

  • a guarantee of any rate, return, acceptance, eligibility, or outcome.

Any decisions you make based on the Website are made at your own discretion and risk.

6. Accuracy, availability, and updates

We aim to keep Content accurate and up to date, but we do not guarantee that:

  • rates, returns, eligibility criteria, terms, or availability are accurate, complete, or current;

  • the Website will be uninterrupted, secure, or error-free; or

  • any errors will be corrected immediately.

Rates and product details can change frequently and may differ from those shown on the Website at the time you apply with a Provider.

7. Calculator and estimates

Any calculator results are estimates only and may not reflect:

  • fees, charges, taxes, compounding, interest payment frequency, or product-specific rules;

  • changes to rates over time; or

  • eligibility criteria and acceptance decisions by Providers.

You must not rely on calculator outputs as a promise, guarantee, or confirmation of actual returns.

8. Third-party websites and services

The Website may include links to third-party websites or services. We are not responsible for:

  • third-party content, products, services, or websites;

  • third-party availability, security, or accuracy; or

  • any loss arising from your use of third-party websites.

Links are provided for convenience and do not imply endorsement.

9. Enquiries and communications

If you submit an enquiry through the Website:

  • you must provide accurate and truthful information;

  • you must not submit information that is unlawful, misleading, or infringes another person’s rights;

  • submitting an enquiry does not create a contractual relationship for financial advice or regulated services; and

  • we may contact you using the details you provide to respond to your enquiry.

10. Acceptable use

You must not use the Website:

  • in any way that breaches any applicable law or regulation;

  • to transmit or introduce viruses, malware, or harmful code;

  • to attempt unauthorised access to the Website, servers, or data;

  • to scrape, harvest, or collect data from the Website without permission;

  • to interfere with the normal operation, performance, or security of the Website; or

  • to impersonate another person or misrepresent your affiliation.

We may suspend or restrict access to the Website if we reasonably believe there has been a breach of these Terms and Conditions.

11. Intellectual property

All intellectual property rights in the Website and Content are owned by or licensed to us.

You may:

  • view and print pages for your personal, non-commercial use.

You must not:

  • copy, reproduce, distribute, modify, publish, transmit, or commercially exploit any Content without our prior written permission, except where permitted by law.

12. Liability and disclaimers

To the maximum extent permitted by law:

  • we exclude all implied terms, warranties, and representations that may apply to the Website or Content;

  • we are not liable for any loss arising from reliance on Content, including rates, eligibility, product terms, or calculator outputs; and

  • we are not liable for indirect or consequential losses, loss of profit, loss of business, loss of opportunity, or loss of data.

Nothing in these Terms and Conditions excludes or limits liability for:

  • death or personal injury caused by negligence;

  • fraud or fraudulent misrepresentation; or

  • any liability that cannot be excluded under applicable law.

13. Your responsibility and indemnity

You are responsible for:

  • verifying product details directly with the relevant Provider;

  • ensuring any decisions you make are suitable for your circumstances; and

  • using appropriate security measures on your device and network.

You agree to indemnify us against losses, costs, and claims arising from your misuse of the Website or breach of these Terms and Conditions.

14. Privacy and cookies

Our collection and use of personal data is described in our Privacy Policy and Cookie Policy. By using the Website, you acknowledge that you have read those policies.

15. Changes to these Terms and Conditions

We may update these Terms and Conditions from time to time. The updated version will be published on this page with a new “Last updated” date. Your continued use of the Website means you accept the updated Terms and Conditions.

16. Severability

If any part of these Terms and Conditions is found to be unlawful, invalid, or unenforceable, the remaining parts will remain in full force and effect.

17. Governing law and jurisdiction

These Terms and Conditions are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

18. Contact us

If you have questions about these Terms and Conditions, you can contact us via the contact form on the Website or by email at [email protected].